Indesit Protection Plan Terms & Conditions

It is important for your benefit and protection that you read these terms and conditions (including the 'Special conditions' section). These and your certificate, and any changes we notify you about (at renewal or otherwise), form your agreement with us.

Definitions

plan: this contract of services.

product(s): the appliance(s) protected by this plan, as shown on your certificate.

we/us/our: Domestic & General Services Limited, the provider of the plan.

you/your: the person named on your certificate.

your certificate: the personalised section of your plan documentation, sent to you once you have taken out a plan or at renewal.

Eligibility

You must be at least 18 years old and resident in the United Kingdom to be eligible. Your product must be in good working order when this plan starts.

Important conditions and your obligations

Conditions

The following conditions apply to this plan:

Your obligations

You must carry out any work required to make your product accessible and compliant with all relevant safety standards and safe to work on, e.g. you will be responsible for carrying out work required to fix a gas fault.

Where you have requested services from us, you must also notify us if work is required, let us know when it has been completed and provide us with the relevant certification (if applicable). We won't provide our services until you have fulfilled these obligations.

If you do not comply with the conditions and the eligibility requirements above or do not fulfil your obligations above, we will terminate your plan.

What this plan includes

Breakdown

If your product suffers a mechanical or electrical breakdown after the end of the manufacturer’s parts and labour guarantee period, our customer services team will try to resolve the problem over the telephone. If we are not able to resolve the problem, we will, in our discretion, decide whether to approve a repair. We may also (at our option), decide to replace or pay the cost of replacing your product, in each case subject to these terms and conditions.

Damage caused by accident

Both during and after the end of the manufacturer’s parts and labour guarantee period, if your product suffers damage caused by accident (i.e. physical damage as a result of a sudden cause so that the product is no longer in good working order), our customer services team will try to resolve the problem over the telephone. If we are not able to resolve the problem, we will, in our discretion, decide whether to approve a repair. We may also (at our option), decide to replace or pay the cost of replacing your product, in each case subject to these terms and conditions.

How to request a repair

To request a repair please contact us as soon as possible by telephone. The telephone number will be shown on your plan document.

Limits of the plan

There is no limit to the number of repairs you can request, unless your plan ends following a replacement of your product (see 'What happens if your product is replaced?' below).

Repairs information

Information we may require

You must give us all information we need to verify your repair request. You should send any requested documents to the address in 'Customer services details' below.

Important information about repairs

Only repairers approved by us are authorised to carry out repairs under this plan, unless we agree otherwise in advance. Repairs will be carried out within the repairer’s normal working hours (which are at least 9am to 5pm, Monday to Friday). Please have your plan documentation to hand when the repairer arrives. If your product breaks down, you must take reasonable steps to limit damage, e.g. stop using it if this is likely to cause further damage.

If we authorise a repair but are unable to find a repairer, we'll permit you to use your chosen repairer. You will have to pay them and claim the cost back from us. Please keep a copy of your invoice to send to us.

If we permit you to use your chosen repairer and the proposed repair is estimated to cost more than the repair authority limit, then you must ring the repair authority line on 0800 561 4535†  for an authority number before work starts. The repair authority limit will be shown on your plan document.

Replacements

  1. If a repair is approved, we may (at our option), decide to arrange to replace your product with a new product of the same or similar make and technical specification.
  2. If we cannot reasonably arrange a replacement, we may decide to give you rewards instead. The rewards will be for the full retail price (from a retailer chosen by us) of a replacement product of the same or similar make and technical specification.
  3. All rewards will be redeemable from a retailer of our choice and will be valid for 12 months from the date of issue. Voucher settlements will be sent to the last address you gave us.

Product disposal and delivery, installation and other costs

  1. You must pay the supplier's delivery charge. This will vary depending on the make and model of the replacement product, but will be the cost the supplier charges us without any mark up. When we discuss the replacement with you we will tell you the exact cost.
  2. If the product is repaired away from your home and is then replaced, the original product will become our property and we will dispose of it. If your product is not repaired away from your home but is replaced, you will be responsible for disposing of it at your own cost. In all cases you will be responsible for installing the new product and paying any related costs.

What happens if your product is replaced?

If the manufacturer replaces your product under a manufacturer's guarantee, the plan will continue on the replacement product as if it were the original product.

If we decide to replace your product (or to pay a contribution), your plan will end immediately and any unpaid fee for the current plan period will become due. No fee paid will be refunded. For voucher settlements we will deduct any fee outstanding for the duration of your plan from the voucher settlement.

General exclusions

Unless they are listed under the 'Special conditions' section or the 'What this plan includes' section, we will not approve work or payments for, or arising from:

Special exclusions

In addition to the 'General exclusions' above, we won't approve work or payments for, or arising from:

Paying your fee

  1. If you pay the total fee (inclusive of all applicable taxes) in one payment, you must pay this in full before the plan will start.
  2. If you pay the fee (inclusive of all applicable taxes) by Direct Debit, you must pay this in accordance with the 'Payments schedule' set out in your plan documentation. If we are unable to collect a payment from your bank we may attempt to request payment again unless you advise us otherwise.
  3. We may use a collection agency to recover any amount owing to us.
  4. If you do not pay for your plan on time, it will be suspended from the due date. Any requests for repairs past this date will not be considered for approval unless payment is received.

Duration and renewal of your plan

  1. The initial plan period begins on the 'start date' and continues until the 'renewal date', as specified in your certificate (unless terminated in accordance with these terms and conditions).
  2. Before your plan ends, we will write to you about renewing. Your renewal notice will show the new amount to pay. The fee payable may increase at renewal.
  3. If you pay by Direct Debit, each year your protection will automatically continue for another year with a new plan at renewal, unless you inform us otherwise. Unless you have advised otherwise, the renewal fee will again be collected from your specified bank account, to ensure you are always protected.
  4. If you pay by any other means, you will need to make payment for your plan to continue.
  5. A cooling off period (lasting 14 days from renewal of the plan or the day on which you receive your renewal documentation, whichever is the later) applies at the renewal of your plan.
  6. We reserve the right not to offer you a renewal on your plan.

Cancellation and termination

Cooling off period – Changing your mind

  1. The 'cooling off period' is the fourteen (14) day period from receipt of your documentation or from the plan start date, whichever is later.
  2. If you change your mind during the cooling off period, you can cancel your plan and we'll refund any fee paid.
  3. We will also give you these rights during your manufacturer's parts and labour guarantee period.
  4. If your plan automatically ends or is cancelled by us, these rights do not apply (see 'Our right to cancel and termination of your plan' below).

After the cooling off period

If you cancel your plan after the cooling off period and after the manufacturer's parts and labour guarantee period, then the following will apply:

How to cancel

If you wish to cancel your plan, please contact us on 0800 561 4535† . You can also cancel by writing to us at Domestic & General Services Limited, Leicester House, 17 Leicester Street, Bedworth, Warwickshire CV12 8JP or by clicking on 'contact us' at www.domesticandgeneral.com. If you are paying by Direct Debit and choose to cancel the plan, please inform us before telling your bank to cancel your Direct Debit Instruction.

Our right to cancel and termination of your plan

  1. If at any time you receive a replacement product (or a voucher settlement), your plan will automatically end and no refund will be due (see 'What happens if your product is replaced?' above).
  2. If you fail to comply with certain conditions and obligations (see 'Important conditions and your obligations' above) we may terminate your plan and we won't provide any further services to you under the plan. We'll refund all fee payments you have made during the current period. You must pay us for any call-out and repair costs we have incurred.
  3. We reserve the right to cancel your plan by giving you fourteen (14) days' notice. If we cancel your plan using this provision, you will receive a pro rata refund of the fee paid for the remaining unexpired days of your plan.
  4. We can also cancel the plan if we decide not to approve a repair or replacement (or voucher settlement) which is not otherwise excluded under the terms of your plan. We will then refund all fee payments you have made for the current period.
  5. In each case, we'll confirm any such termination or cancellation in writing to the last address you gave us.

Customer services details

For customer services: call 0800 561 4535† , write to us at Domestic & General Services Limited, Leicester House, 17 Leicester Street, Bedworth, Warwickshire CV12 8JP or email us by clicking on 'contact us' on our website: www.domesticandgeneral.com

Telephone calls may be recorded and monitored for training and verification purposes. Calls cost the basic rate per minute from a BT landline, plus your phone company’s access charge, except calls to 0800 numbers which are free from a BT landline. Calls may be recorded and monitored for quality and training purposes. Prices correct at June 2014. Lines are open, at a minimum, from 9am to 5pm, Monday to Friday (except public holidays).

How to complain

If you wish to complain or you are unhappy with the service provided, please contact our customer services team (see 'Customer services details' above).

Transferring your plan to a new owner

With our permission you may transfer your plan to a new owner of the product by giving us their details either over the telephone or in writing. You cannot transfer it to any other product.

Changes to these terms and conditions

We may modify or replace these terms and conditions in order to:

We will give you thirty (30) days' written notice of any change that could have a material effect on your rights or obligations. The new terms and conditions will take effect from the date specified in the notice. If you do not agree with the changes, you may cancel the plan by notifying us within that notice period and you will receive a pro rata refund of any payments that you have made for the unexpired period of your plan.

Important Data Protection Information

Domestic & General Services Limited and its business partners will use your information (which you or others have provided to us) to provide the requested service and for administration (including the recovery of any amounts owing, where applicable) marketing, market research, customer surveys, regulatory reporting, to check and verify your identity and analytics and testing purposes. Your information may also be shared with other members of the Domestic & General Group of companies and selected companies acting on our behalf. We, along with other members of the Domestic & General Group of companies, its business partners and third parties may use your information to tell you about any offers, products or services which may be of interest to you. You may therefore be contacted by mail, telephone, email and/or other electronic messaging services unless you have asked not to be.

You may (for a small fee of £10) request a copy of your data. If your personal details change, if you wish to change your marketing preferences or if you wish to opt out of receiving marketing information, please let us know by writing to the Data Protection Officer, Domestic & General, Freepost CV2560, Bedworth, Warwickshire CV12 8BR . If you do not wish to be contacted for marketing purposes by mail or telephone write to us at the address above.

Exclusion of third party rights

This plan is only for your benefit. No rights or benefits will be given to any other third party under the plan.

Governing law and statutory rights

We will communicate with you in English and English Law will apply unless we agree otherwise with you. Nothing in the conditions will reduce or affect your statutory rights; for further information about your statutory rights contact your local authority Trading Standards Department or Citizens Advice Bureau.

Customers with disabilities

We offer a number of services for customers who have disabilities including providing our documents in Braille, large print or audio formats. For further information please contact us (see 'Customer services details' above).

Special conditions

See plan document.

Company information

This plan is provided by Domestic & General Services Limited. Registered in England. Company No. 1970780. Registered office: Swan Court, 11 Worple Road, Wimbledon, London SW19 4JS

THE DIRECT DEBIT GUARANTEE

  • This Guarantee is offered by all banks and building societies that accept Instructions to pay Direct Debits
  • If there are any changes to the amount, date or frequency of your Direct Debit Domestic & General Services will notify you 10 working days in advance of your account being debited or as otherwise agreed. If you request Domestic & General Services to collect a payment, confirmation of the amount and date will be given to you at the time of the request.
  • If an error is made in the payment of your Direct Debit, by Domestic & General Services or your bank or building society you are entitled to a full refund of the amount paid from your bank or building society
    - if you receive a refund you are not entitled to, you must pay it back when Domestic & General Services asks you to
  • You can cancel a Direct Debit at any time by simply contacting your bank or building society. Written confirmation may be required. Please also notify us.